KaFat Pay

KaFat Pay

Terms of service

The rules for using KaFat Pay.

These terms explain account responsibilities, payment processing, wallet use and acceptable behaviour.

Using your account

You must provide accurate information, protect your credentials and transaction PIN, and notify us when you suspect unauthorised access.

Payments and wallet services

Amounts, fees and status are presented before confirmation where applicable. Pending transactions may require provider verification. Do not repeat an uncertain payment request.

Acceptable use

KaFat Pay must not be used for unlawful activity, fraud, abuse, or attempts to bypass security and transaction controls.

Service availability

External banks and providers can affect processing time and availability. We use reconciliation and support processes to resolve qualifying issues.

Effective: 7 September 2026.